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Advantage Maryland (MEDAAF)

​​​​​​​​​​​​​​​A flexible and broad-based program, Advantage Maryland (also known as MEDAAF) funds conditional grants, loans and investments to assist economic development initiatives. Uses include business attraction and retention, infrastructure support, brownfield redevelopment, arts and entertainment districts, daycare, revolving loan funds and local strategic planning. Projects must be within Priority Funding Areas and eligible industry sectors. Awards are made on a competitive basis.


Five financing capabilities are offered through Advantage Maryland with assistance being provided to the business community and political jurisdictions.

  • Strategic Economic Development Opportunities
  • Local Economic Development Opportunities
  • Direct Assistance to Local jurisdictions or MEDCO
  • Regional or Local Revolving Loan Fund
  • Special Purpose Programs


Projects must include a County Resolution and support significant economic development initiatives to include: 
  • Business attraction and retention
  • Infrastructure support
  • Brownfield redevelopment
  • Local revolving loan funds
  • Local strategic planning within Priority Funding Areas
  • Eligible industry sectors 

Eligible industry sectors (as of 12/2022)*
  • Aerospace Aeronautics, Unmanned Aerial Systems (UAS)
  • Agriculture, Forestry, Resource Based Industries
  • Biotechnology, Health Care Technology, Pharmaceuticals
  • Businesses with U.S. or regional headquarters in Maryland
  • Distribution, Warehousing, Transportation, Logistics
  • Environmental Technology, Renewable Energy, Energy Production
  • Financial Services
  • Technology and Cybersecurity
  • Manufacturing 

*As found in Section 5-321 (a) of the Economic Development Article, after consulting with the Department of Labor, each year the Maryland Economic Development Commission evaluates the potential employment and economic growth of Maryland’s industry sectors; and recommends eligible industry sectors to the MEDAAF Authority.


Visit the MIDFA/MEDAAF Authority​ page​ for information about board members, meetings and meetings minutes.


For more information about Advantage Maryland contact the business development representative in your region. Contact information for representatives can be found here

Electronic Funds Transfer (EFT) Program

The state of Maryland requires all contractors to be registered to receive state payments by electronic funds transfer (EFT) before any contract exceeding $200,000 is approved by the Maryland Board of Public Works. Additionally, all vendors are encouraged to register to be paid electronically. The State has the ability to process vendor payments electronically using the CCD and CCD+ and CTX payment formats.

The CCD+ payment format will contain summarized information and will not provide details concerning each invoice amount included in the check total. However, vendors may obtain the detailed information on an electronic payment via the One Stop Vendor Payment Inquiry System. The CTX payment format will contain the total payment amount and details concerning each invoice amount included in the check total.

Vendors must contact their bank in order to receive the CTX format, and the depositing bank may charge a fee for this format. Vendors need to discuss potential charges with their bank. If you want to receive all payments from the State using the Electronic Funds Transfer program, complete and submit form GADX-10 (fax or mail).

Fax: 410-974-2309
Mailing address:
EFT Registration
General Accounting Division
P.O. Box 746
Annapolis MD 21404-0746