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Programs for Lending Institutions

​​To help secure more funding for Maryland's entrepreneurs and reduce risk, we have programs that encourage private sector investments with insurance and the issuance of tax-exempt and taxable revenue bonds. ​

Loan Guarantees

  • Maryland Industrial Development Financing Authority (MIDFA)
    Encourages private sector financing in economic development projects located in Priority Funding Areas. MIDFA can be used for land acquisition, building acquisition, co​nstruction costs, machinery and equipment, furniture and fixtures, leasehold improvements, certain eligible "soft costs," energy-related projects and working capital.  
  • Maryland Small Business Development Financing Authority (MSBDFA)
    Assists small businesses unable to obtain adequate business financing on reasonable terms through normal financing channels by providing loan guarantees.

Credit Connections

Credit Connections is a training program for commercial bankers and other lenders designed to increase lending throughout Maryland. The program leverages state and federal finance programs to enhance the credit of borrowers and lessen the risk assumed by lenders. Learn more.

Additional Resources